Head to head · prices checked October 17, 2026
SmartPOS vs Clover: which fits your shop?
Clover is a POS platform owned by Fiserv, sold directly and through banks and resellers, with its own hardware and app market. Here is how it compares with SmartPOS on price, payments, trade features, languages and countries, including where Clover is the better choice.
Clover · list prices (USD)
Sources: CostBench: Toast vs Clover pricing 2026. Third-party reported figures; check Clover's own site.
SmartPOS · published prices
Per location. Prices for your selected country; see pricing.
The short verdict
Best known for well-made countertop and handheld hardware sold alongside a merchant account. SmartPOS is the better fit if you want to keep your own card processor, need your trade's features in one plan, sell in the UAE or Pakistan, or need staff and receipts in languages like Arabic, Urdu or Vietnamese. If none of those apply and you are happy with Clover, stay.
Side by side
| Topic | Clover | SmartPOS |
|---|---|---|
| Buying | Sold directly and through banks and resellers; terms vary by seller | Self-serve sign-up with published prices |
| Payments | Usually bundled with a Fiserv-backed merchant account | Works with your own card processor; no payment lock-in |
| Hardware | Clover hardware | Standard tablets, PCs, printers, scanners and scales |
| Countries | Several countries, through local partners | Sold in the USA, UAE and Pakistan, priced in USD, AED and PKR |
| Languages | A limited set of interface languages | Interface and receipts in your language, including Arabic and Urdu right to left |
| Website + CRM | Through apps in the app market | POS + managed website + GoHighLevel snapshot on one bill |
Where Clover is stronger
- Well-made hardware, from countertop to handheld
- A large app market
- Plans for retail, restaurants and services
Stay with Clover if…
- Your bank or reseller gave you terms you like
- You want Clover's handheld hardware
- You depend on specific Clover apps
Choose SmartPOS if…
- Your reseller contract or processing rates no longer suit you
- You want to see the price before you talk to a salesperson
- You need a trade edition rather than an app stack
- You sell in the UAE or Pakistan
If you switch
Editions to look at instead of Clover
General Retail EditionInventory, barcode labels and multi-store stock for any shop.from $29AED 99Rs 2,999/mo
Restaurant EditionTable service, courses, kitchen tickets and tips on one screen.from $39AED 139Rs 3,999/mo
Convenience Store EditionFast scanning, age checks, and room for lottery and fuel.from $39AED 139Rs 3,999/mo
Grocery & Market EditionScales, PLU codes, SNAP/EBT through your processor, and a 5,000-item import.from $45AED 159Rs 4,499/mo
Already decided to leave Clover? Read the alternative guide · How switching works · Savings calculator
FAQ · 6
SmartPOS vs Clover: questions
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01Can SmartPOS run on Clover hardware?
No. Clover devices run Clover software. SmartPOS runs on standard tablets and PCs.
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02Is SmartPOS cheaper than Clover?
Clover's price depends on the plan, hardware and who sold it to you. SmartPOS publishes its per-location prices; the savings calculator compares your current monthly bill.
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03Do I need a new merchant account?
No. SmartPOS works with your own processor, so you can keep or change it.
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04Which is better for a convenience store?
Both handle fast scanning. The Convenience Store Edition adds age-check prompts and lottery records next to the till, in Urdu, Arabic or Hindi if your staff prefer.
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05Can I export my Clover inventory?
Yes. Export your inventory to a spreadsheet and import it into SmartPOS.
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06Is there a contract?
SmartPOS has no contract. Check your Clover agreement for its own terms before switching.
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